Terms of Service

1. Acceptance of Terms

By accessing and using MeraNumerology (meranumerology.com), operated by Sageskills Technology Pvt Ltd, Bangalore, Karnataka, India, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

MeraNumerology provides numerology-based insights and personalized reports. Our services include:

• Free Calculators: Life Path, Chaldean, Lo Shu Grid, Compatibility, and other numerology calculators
• Free AI Chat: Unlimited AI-powered numerology consultation
• Paid Reports: Detailed personalized PDF reports delivered via email (ranging from ₹99 to ₹599)

3. Entertainment & Informational Purpose

Important Disclaimer: Our numerology reports, calculator results, and AI chat responses are provided for entertainment, self-reflection, and informational purposes only. They do not constitute and should not be used as a substitute for professional advice — including medical, legal, financial, psychological, or career counseling. The accuracy of numerology-based predictions cannot be scientifically verified. You acknowledge that all decisions based on our reports are made at your own risk and discretion.

4. Payment, Pricing & Billing

All prices are listed in Indian Rupees (INR) and are inclusive of applicable taxes. Payments are processed securely through Razorpay Software Private Ltd., a RBI-licensed, PCI-DSS compliant payment gateway. By making a purchase, you agree that:

• You are authorized to use the payment method provided
• The information you provide is accurate and complete
• You will pay the full amount displayed at checkout
• Prices may be revised from time to time — the price at the time of purchase applies

Supported payment methods include UPI, credit/debit cards, net banking, and wallets (via Razorpay). We do not store your payment credentials. All payment data is encrypted and handled directly by Razorpay. Razorpay's terms apply to all payment transactions: https://razorpay.com/terms/.

5. Digital Product Delivery

Upon successful payment verification, your personalized PDF report will be generated using AI and delivered to the email address you provided during purchase. Reports are typically delivered within 2-10 minutes. A download link is also provided on the order confirmation page. If you don't receive your report within 30 minutes, please check your spam/junk folder or contact support@meranumerology.com with your Order ID.

6. Refund Policy

We offer a 7-day satisfaction guarantee on all paid reports. For full details on eligibility, non-refundable cases, and the refund request process, please refer to our Refund Policy. Refunds are processed via Razorpay to your original payment method within 5-7 business days of approval.

7. Intellectual Property

All content on this website — including text, graphics, logos, UI design, numerology algorithms, AI-generated report content, blog posts, and SEO pages — is the property of MeraNumerology and is protected by applicable copyright and intellectual property laws. Purchased reports are licensed for personal, non-commercial use only. You may not redistribute, resell, republish, or share reports publicly without our written permission.

8. User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Attempt to access restricted areas of our website or infrastructure
• Interfere with the proper functioning of our services (DDoS, bot attacks, scraping)
• Submit false information to generate reports fraudulently
• Redistribute, resell, or commercially exploit purchased reports or AI chat content
• Abuse the AI chat feature (hate speech, harassment, illegal content generation)

9. Limitation of Liability

MeraNumerology and its operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to decisions made based on numerology reports or AI chat advice. Our total liability for any claim shall not exceed the amount you paid for the specific service in question. This limitation applies to the fullest extent permitted by applicable Indian law.

10. Indemnification

You agree to indemnify and hold harmless MeraNumerology, its operator, employees, and service providers from any claims, damages, losses, or expenses (including legal fees) arising from your use of our services, violation of these terms, or infringement of any third-party rights.

11. Governing Law & Dispute Resolution

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka, India.

12. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this page with an updated date. Your continued use of our services after any changes constitutes acceptance of the new terms. We recommend reviewing these terms periodically.

13. Contact Information

For questions about these Terms of Service, contact us at:

Business: MeraNumerology (operated by Sageskills Technology Pvt Ltd)
Email: support@meranumerology.com
Address: Bangalore, Karnataka, India
Website:meranumerology.com